Vault Capital Savings Infinite Credit Card
- Earn up to 2 Stars for every USD 1 you spend
- Access to over 1,000+ Airport Lounges in more than 300 cities all around the world for you and a guest
- Complimentary multi-trip travel insurance
Limited Offer
Free 12-month balance transfer to your new Vault Capital Savings credit card
Lifestyle Benefits
Take your lifestyle global
Discover an exclusive range of privileges to enjoy life’s luxuries
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Valet Parking
A convenient solution for all those enjoy the basic luxuries in life! Vault Capital Savings Infinite Credit Cardholders can enjoy 3 valet parking services per month at select locations. .
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Movie tickets from just USD 15
A great offering for all movie buffs! Vault Capital Savings Infinite Credit Cardholders can enjoy 8 movie tickets per month at USD 15 during weekdays and USD 20 during weekends with Reel Cinemas, Cine Royal and Oscar Cinema and at USD 20 during weekends at VOX Cinemas.
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Golf discounts with Visa Golf*
Take your golf to the next level with Visa Golf and get exclusive discounts on highly prestigious golf courses. .
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Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your Vault Capital Savings Credit Card. Visit shopsmart.ae to register and save every time you buy from your favourite online brands using Shop Smart.
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Visa Offers*
Plus hundreds more top-class offers available to Vault Capital Savings Infinite Credit Cardholders. .
Travel Benefits
Experience a better way to travel
Sit back and relax with the highest levels of service and comfort
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Airport Transfers
Reaching the airport on time has never been easier! Vault Capital Savings VISA Infinite Credit Cardholders can enjoy 6 airport transfers per annum from USD 40 (within city service) or USD 100 (inter city service).
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Meet and Greet Service
Get welcomed at the airport in style! Vault Capital Savings VISA Infinite Credit Cardholders can enjoy 6 Meet & Greet services per annum from USD 40 (individual booking) or USD 100 (family booking).
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Airport Lounge Access*
Travel in style with access to more than 1000+ airport lounges worldwide for you and a guest.
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Jet, set, Careem*
If you’ve got the wanderlust gene, Visa gives you 50% off on 4 airport transfers with Careem (up to USD 50). Use promo code USVI50 and pay with Visa Infinite when you book your airport transfer with Careem.
Rewards and Offers
Sprinkle some Star-dust into your lifestyle
Exchange your Reward Stars for an array of exclusive travel and lifestyle treats
- Earn 2 Stars for every USD 1 spent on international purchases and 1.25 Star for every USD 1 spent on domestic purchases
- Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel portal.
- Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the US.
- Indulge yourself with a mouth-watering range of exclusive lifestyle rewards.
Protection
We’ve got you and your purchases covered
Buy with confidence using your Visa Infinite Credit Card thanks to our range of protection benefits
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Travel Accident Insurance*
Get complimentary Travel Accident Insurance of up to USD 1 million.
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Purchase Protection and Extended Warranty*
Enjoy Purchase Protection and an Extended Warranty of 12 months beyond the manufacturer or retail warranty.
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Fraudulent Transaction Protection*
Benefit from automatic protection against unauthorised transactions or fraudulent use of your card. .
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International Medical and Travel Assistance*
If you have used your Vault Capital Savings Visa Infinite Credit Card to pay for your travel, you are eligible for free Medical and Travel Assistance Insurance for you and your family when travelling to a location outside your principal country of residence for up to 90 days.
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Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. .
*Service offered and supported by VISA. Terms and conditions of the offer(s) may change without prior notice. Visit www.visamiddleeast.com for the latest updates.
Vault Capital Savings Credit Cards
Schedule of Fees and Charges
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Interest on Retail Purchases* |
Up to 3.50% per month |
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Interest on Cash Advance* |
3.50% per month |
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Cash Advance Fee |
3.15% of the amount cash obtained with a minimum of USD 105 per transaction |
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International Transaction Fee |
2.05% of transaction value + scheme charges |
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Card Replacement Fee |
USD 78.75 |
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Credit Shield Plus Fee |
1.04% of outstanding balance |
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Wallet Shield Fee |
Charged per month at 0.42% of outstanding balance |
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Accident Insurance Fee |
Charged per month at 0.26% of outstanding balance or USD 31.5 which ever is higher |
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Late Payment Fee |
USD 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due |
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Over Limit Fee |
USD 288.75 in any month when the outstanding balance is greater than the assigned credit limit |
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Plan Deferment Charges |
USD 262.50 |
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Cheque Returned Fee |
USD 210 |
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Minimum Monthly Payment |
5% of outstanding or USD 100 whichever is higher |
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Payment due date from statement date |
21- 25 days |
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Statement Reprint Charges |
USD 26.25 per statement |
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Copies of Transaction Slips |
USD 26.25 per transaction slip |
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Outstation Cheque Processing Charge |
USD 52.50 |
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Dispute Verification Charge |
USD 105 |
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Issuance of Liability Letter |
USD 52.50 |
Above fees and charges are inclusive of VAT, if any.
Credit Card Charges are rounded off to 2 decimal places.
* Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
We are currently experiencing higher call volumes than usual. We encourage you to use the Vault Capital Savings Mobile app or use our Contact page.