Limited Offer
Free 12-month balance transfer to your new Vault Capital Savings credit card
Exclusive Benefits
5% cashback on supermarket (including online), fuel and utilities
The best cashback rates on everyday spending with no limits on how much you can earn
- USD 300 cashback welcome bonus
Make one retail transaction in the first 30 days of card issuance and you’ll receive USD 300 as bonus cashback.
- Cashback benefits
Get the best cashback rate on your everyday spending with 5% cashback at the supermarket (including online), petrol station and on utility bills. Your cashback will be calculated monthly and rewarded by the statement date on request.
Cashback by shopping type in the US:
Supermarket spends (including online) – 5% cashback
Utility payments – 5% cashback
Fuel – 5% cashback
All other retail spends including online shopping – 1% cashbackCashback on non-USD spending:
All non-USD spends – 2% cashback
Lifestyle Benefits
Discover an exclusive range of privileges to enjoy life’s luxuries
-
Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your Vault Capital Savings Credit Card. Visit shopsmart.ae to register and save every time you buy from your favourite online brands through Shop Smart.
-
Movie tickets from just USD 15
Vault Capital Savings Cashback credit cardholders can get two movie tickets a month at USD 15 each during weekdays and USD 20 each during weekends at Reel Cinemas, Cine Royal and Oscar Cinema. In addition, get up to 20% off on food and drinks. Spend USD 3000 in a calendar month to enjoy this benefit.
-
Careem Chauffeur Service*
Get 20% off when you book a ride with Careem. Choose your preferred car type for immediate pick up or schedule for later. Learn more.
-
Buy 1 Get 1 Free Offers*
Download the Mastercard Buy 1 Get 1 App to browse the best offers with 900+ offers across 90+ destinations and 600+ merchants. Learn more.
-
Mastercard Offers*
Plus enjoy many more offers available to Vault Capital Savings Cashback credit cardholders. Learn more.
*Service offered and supported by Mastercard. Terms and conditions of the offer(s) may change without prior notice. Visit mastercard.ae for the latest updates.
Protection Benefits
Protection for you and your family
Your Vault Capital Savings Cashback card comes with additional protection features
-
Credit Shield Plus
If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off with Credit Shield Plus. Learn more.
-
Wallet Shield
Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, stolen cash and stolen identification papers or keys. To apply SMS “WS” to 2121.
Travel Benefits
Experience a better way to travel
Discover a range of travel benefits with your Cashback card
-
Airport Lounge Access*
Receive free, unlimited access to over 10 airport lounges in US, KSA, Jordan, Kuwait and Egypt. Learn more.
-
Book with Avis and receive exclusive offers*
Whether you are travelling with your family or on a business trip, enjoy exclusive benefits with Avis. Learn more.
-
Luxury serviced apartments and hotel offers*
Now when you travel for extended periods, you can feel at home with discounts of up to 15% on your stay at luxury serviced apartments. Learn more.
*Service offered and supported by Mastercard. Terms and conditions of the offer(s) may change without prior notice. Visit mastercard.ae for the latest updates.
We are currently experiencing higher call volumes than usual. We encourage you to use the Vault Capital Savings Mobile app or use our Contact page.